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Covered Incidents

At Work

  • Aggravated Assaults
  • Sexual Assaults
  • Mass Shootings
  • Terrorist Acts
  • Accidental Death
  • Infected by Disease

Everywhere in U.S.A.

  • Aggravated Assaults
  • Sexual Assaults
  • Mass Shootings
  • Terrorist Acts
  • Accidental Death

At School

  • Aggravated Assaults
  • Sexual Assaults
  • Mass Shootings
  • Terrorist Acts
  • Accidental Death
  • Infected by Disease

Trauma Coverage® provides you with emotional and financial resources during your recovery.

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Financial Benefits
Receive 100% of your regular pay while you're unable to work from all income sources due to a trauma without a waiting period to receive benefits.

Families of traumatized students also receive $100 in financial assistance per day while the student is unable to attend school due to a trauma.

Death benefits are also paid in the event of an untimely death from a covered incident.

Recovery Benefits
Reimbursement of your copay and deductible for trauma recovery care: medical, dental, vision, hearing, pharmaceutical, and addiction to pharmaceuticals.

Family members providing at home care receive 100% of their regular pay.

This gives you control over your care providers and the type of care you choose to receive such as elective, reconstructive, or cosmetic surgery.

Counseling Benefits
Trauma counseling is available if you experience a covered incident or witness a violence incident at work or school (Student Plans).

Trauma or bereavement counseling is also provided to immediate family members.

If you don't have a counselor, we can connect you with one in our network.

Trauma Counseling

Therapy re-invented for the way we live. Talk with a Master's level therapist 24/7 via video, phone or text with your coverage.

Recovery Care

Be reimbursed for out of pocket care expenses and 100% of lost wages of a family member providing home care services.

 

Income Security

Receive 100% of your regular pay from all income sources while unable to work due to trauma without wait.


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